Affordability Calculator

Discover your purchasing power. Estimate the maximum home price you can afford based on your income and financial goals.

Income & Obligations

$

Your total income before taxes.

$

Credit cards, auto loans, student loans, etc.

Loan Details

$
Years

Maximum Home Price

$0

Estimated budget based on your input

Max Loan Amount

$0

Max Monthly Payment

$0/mo

Standard Affordability Rule (28/36)

Lenders typically prefer your monthly housing costs to be under 28% of your gross income, and your total monthly debts (including housing) to be under 36% of your gross income. This calculator uses lesser of the two to determine your budget.